As a business owner, it’s about constant decision making — some big, some small — all that impacts your business growth. One of the most crucial decisions? Choosing the right kind of financial support. At a time when markets are unpredictable and unexpected expenses can hit you at any time, understanding your credit options is […]

A new financial year means a fresh start for your business. For Indian MSMEs, the first quarter (April to June) is a golden opportunity to set the tone for the year ahead. With some planning, the right financial steps, and a little bit of strategy, you can make Q1 the launchpad for a successful FY […]

Imagine your MSME poised for growth—new equipment on the horizon, inventory ready to expand, or a workspace upgrade within reach. A business loan can make it happen, but securing one isn’t a handshake deal. Lenders need evidence, and that means documents. The process is simpler than it seems, requiring a core set of essentials, with […]

Ever thought a low CIBIL score was the end of the road for getting an unsecured loan? Well, here’s a surprise—it doesn’t have to be. While a low score can make things tougher, it’s not the dealbreaker you might think.  In fact, many MSME owners with scores below 650 have still been approved for unsecured […]

Nine years ago, MyShubhLife (Datasigns Technologies Private Limited) began its journey with a bold vision—to revolutionize access to credit for millions of underserved individuals and MSMEs. Founded by Monish Anand and Rahul Sekar, our company has been driven by a passion for financial inclusion and technological innovation. Today, as we celebrate this incredible milestone, we […]

Ever wondered what separates successful startups from the rest? It’s not just about having great ideas—it’s about protecting them and turning them into something bigger. With National Productivity Day 2025 highlighting the role of intellectual property in business success, it’s a reminder that safeguarding innovation can be a game-changer. In today’s fast-paced world, securing what’s […]

The financial world is evolving rapidly in 2025, bringing new opportunities for small businesses to grow. These innovations aren’t just trends—they’re powerful tools to tackle challenges and achieve success. Let’s take a look at the top fintech advancements shaping 2025 and how they can support your business journey. 1. Embedded Finance: Make Things Easy for […]

Picture this: You’re a small business owner, juggling daily operations, and suddenly you need capital to seize a golden opportunity. What if you could secure the funds you need without stepping into a bank or drowning in paperwork? Welcome to the era of embedded finance—a game-changer that’s quietly transforming how MSMEs access credit. Lending: The […]

Turning new year resolutions into actionable results is a challenge for many Micro, Small, and Medium Enterprises (MSMEs). Despite the best intentions, roadblocks often lead to abandoned goals. But what if the real issue isn’t strategy or resources, but mindset? Let’s explore how MSMEs can shift their perspective and develop a growth mindset that transforms […]

Christmas is the season to feel good, give back, and make a positive impact! This year, why not bring some extra joy by supporting the small businesses that help make our communities thrive? MSMEs (Micro, Small, and Medium Enterprises) are the unsung heroes of local economies, and this festive season, they’re ready to shine brighter […]